Prosper Marketplace

JSON twin: https://www.healthaidb.com/software/prosper-marketplace.json

Company Name

Prosper Marketplace

Product URL

https://www.prosper.com

Company URL

https://www.prosper.com

Categories

• financial Services
• Peer-to-peer Lending
• Personal Loans
• Investment Platforms

Summary

Prosper Marketplace is a peer-to-peer lending platform that connects borrowers with investors, offering personal loans ranging from $2,000 to $50,000.

Description

Prosper Marketplace is a San Francisco-based financial services company founded in 2005, operating one of the first peer-to-peer lending platforms in the U.S. It enables individuals to apply for personal loans, open credit cards, or invest in consumer credit through a marketplace model, facilitating over $23 billion in personal loans since its launch. The platform offers unsecured personal loans with fixed rates and terms, connecting borrowers directly with investors. Prosper also provides a proprietary 'Prosper Rating' to assess borrowers' estimated loss rates, aiding investors in making informed decisions. Revenue is generated through origination fees from borrowers and annual servicing fees from investors. In 2025, Prosper entered into a $500 million forward flow agreement with Fortress Investment Group and Edge Focus to expand its personal loan marketplace by providing dedicated capital support for loan originations.

Api Available

yes

Certifications

• SOC 2 Type II
• HIPAA
• GDPR
• ISO/IEC 27001
• PCI DSS

Company Founding

2005

Company Offices

• United States

Compliance

• HIPAA
• SOC 2 Type II
• GDPR
• ISO/IEC 27001
• PCI DSS

Customers

• Prosper Marketplace

Data Residency

US-only

Data Standards

• FHIR
• HL7 v2
• DICOM
• SNOMED
• ICD-10

Deployment Model

• SaaS

Features

• Healthcare financing through personal loans
• Fast online loan applications
• Instant pre-qualification without credit score impact
• Flexible repayment terms
• Quick funding to providers
• No-cost provider partnerships

Id

SW2077

Integration Partners

Integrations

• EHR systems
• Practice management systems
• Clearinghouses
• CRMs
• Telephony systems

Languages Supported

• English

Last Updated

2025-10-11

License

commercial

Market Segment

• enterprise
• consumer

Optional Modules

Os Platforms

• Web

Pricing Details

No fees for borrowers to apply; investors pay a 1% annual servicing fee; borrowers pay an origination fee of 1.00% to 5.00% depending on their Prosper Rating.

Pricing Model

free

Privacy Features

• BAA available
• Call transcripts and data access controls

Product Code

SW2077

Product Name

Prosper Marketplace

Ratings

Regions Available

• United States

Related Urls

• https://elion.health/products/prosper-marketplace

Release Year

Security Features

• Encryption (in transit and at rest)
• Audit logs
• Role-based access controls
• SSO (enterprise login implied)

Specialties

• Personal Loans
• Debt Consolidation
• Home Improvement
• Medical Loans
• Dental Loans
• Vehicle Loans
• Special Occasion Loans
• Business Loans
• Student Loans
• Credit Cards
• Home Equity Lines Of Credit
• Home Equity Loans
• Investing
• Iras

Support Channels

System Requirements

Target Users

• borrowers
• investors

Training Options

Type

product

User Reviews

Version

1.0

Alternatives

See related products

Canonical JSON

{
  "product_name": "Prosper Marketplace",
  "company_name": "Prosper Marketplace",
  "product_url": "https://www.prosper.com",
  "company_url": "https://www.prosper.com",
  "related_urls": [
    "https://elion.health/products/prosper-marketplace"
  ],
  "product_code": "SW2077",
  "summary": "Prosper Marketplace is a peer-to-peer lending platform that connects borrowers with investors, offering personal loans ranging from $2,000 to $50,000.",
  "description": "Prosper Marketplace is a San Francisco-based financial services company founded in 2005, operating one of the first peer-to-peer lending platforms in the U.S. It enables individuals to apply for personal loans, open credit cards, or invest in consumer credit through a marketplace model, facilitating over $23 billion in personal loans since its launch. The platform offers unsecured personal loans with fixed rates and terms, connecting borrowers directly with investors. Prosper also provides a proprietary 'Prosper Rating' to assess borrowers' estimated loss rates, aiding investors in making informed decisions. Revenue is generated through origination fees from borrowers and annual servicing fees from investors. In 2025, Prosper entered into a $500 million forward flow agreement with Fortress Investment Group and Edge Focus to expand its personal loan marketplace by providing dedicated capital support for loan originations.",
  "categories": [
    "financial Services",
    "Financial Services",
    "Peer-to-peer Lending",
    "Personal Loans",
    "Investment Platforms"
  ],
  "market_segment": [
    "enterprise",
    "consumer"
  ],
  "target_users": [
    "borrowers",
    "investors"
  ],
  "specialties": [
    "Personal Loans",
    "Debt Consolidation",
    "Home Improvement",
    "Medical Loans",
    "Dental Loans",
    "Vehicle Loans",
    "Special Occasion Loans",
    "Business Loans",
    "Student Loans",
    "Credit Cards",
    "Home Equity Lines Of Credit",
    "Home Equity Loans",
    "Investing",
    "Iras"
  ],
  "regions_available": [
    "United States"
  ],
  "languages_supported": [
    "English"
  ],
  "pricing_model": "free",
  "pricing_details": "No fees for borrowers to apply; investors pay a 1% annual servicing fee; borrowers pay an origination fee of 1.00% to 5.00% depending on their Prosper Rating.",
  "license": "commercial",
  "company_offices": [
    "United States"
  ],
  "company_founding": "2005",
  "deployment_model": [
    "SaaS"
  ],
  "os_platforms": [
    "Web"
  ],
  "features": [
    "Healthcare financing through personal loans",
    "Fast online loan applications",
    "Instant pre-qualification without credit score impact",
    "Flexible repayment terms",
    "Quick funding to providers",
    "No-cost provider partnerships"
  ],
  "optional_modules": [],
  "integrations": [
    "EHR systems",
    "Practice management systems",
    "Clearinghouses",
    "CRMs",
    "Telephony systems"
  ],
  "data_standards": [
    "FHIR",
    "HL7 v2",
    "DICOM",
    "SNOMED",
    "ICD-10"
  ],
  "api_available": "yes",
  "system_requirements": "",
  "compliance": [
    "HIPAA",
    "SOC 2 Type II",
    "GDPR",
    "ISO/IEC 27001",
    "PCI DSS"
  ],
  "certifications": [
    "SOC 2 Type II",
    "HIPAA",
    "GDPR",
    "ISO/IEC 27001",
    "PCI DSS"
  ],
  "security_features": [
    "Encryption (in transit and at rest)",
    "Audit logs",
    "Role-based access controls",
    "SSO (enterprise login implied)"
  ],
  "privacy_features": [
    "BAA available",
    "Call transcripts and data access controls"
  ],
  "data_residency": "US-only",
  "customers": [
    "Prosper Marketplace"
  ],
  "user_reviews": [],
  "ratings": [],
  "support_channels": [],
  "training_options": [],
  "release_year": "",
  "integration_partners": [],
  "id": "SW2077",
  "slug": "prosper-marketplace",
  "type": "product",
  "version": "1.0",
  "last_updated": "2025-10-11",
  "links_json": {
    "self": "https://www.healthaidb.com/software/prosper-marketplace.json"
  }
}